XTB review & overview
Platforms, account options and market coverage in one clear profile.
XTB combines CFD trading and stock and ETF investing through its own web and mobile platform. Its UK platform materials describe charting, position controls and an integrated learning area, while a separate account guide explains its pricing structure.
Spreads & commissions
| Account / edition | From spreadpips · advertised minimum | Average spreadpips · published sample | Commissionoriginal charging basis |
|---|---|---|---|
| UK Standard CFD | 0.8 | — | USD 0 forex commission |
Conversion and other account charges are separate.
— means unavailable. Variable pricing; this is not a live quote.Own web and mobile platform with charting, position controls and a learning area.
Trading platforms
Market coverage
Account options
The UK fee schedule separates CFD and investing charges, including spreads, currency conversion and inactivity conditions. CFD execution is listed without trading commission.
At a glance
- Website edition
- United Kingdom website
- Market focus
- Multi-asset
- Platform options
- 2
- FactFX assessment
- 93.5 / 100
Profile notes
- The profile follows XTB’s UK website edition. Product access and charges should be checked for the intended account.
- A platform description does not establish execution quality or investment suitability.
XTB: assessment
Explore the assessment model and the detail behind every component.
Five categories. One total.
Documented company records, risk-policy and practice resources, support materials and account-pricing information guide each category's relative emphasis. The five values are balanced to preserve the existing 93.5-point total, with a 20-point category cap and one-decimal rounding. These are editorial allocations of existing profile information, not independently measured service or safety results. Unconfirmed facts remain unconfirmed.
Regulation
18.7/ 20 contributionThis allocation reflects XTB's documented profile features listed below. Relative feature emphasis is balanced to preserve the existing 93.5-point total. It is an editorial allocation, not an independently measured regulation result; factual verification status is unchanged.
- Named company disclosure
- XTB Limited
- Published licence reference
- FCA · UK · 522157
- Official-register reference
- An issuing-register link is recorded; current check status: pending. A link alone is not a successful verification.
Risk management
18.3/ 20 contributionThis allocation reflects XTB's documented profile features listed below. Relative feature emphasis is balanced to preserve the existing 93.5-point total. It is an editorial allocation, not an independently measured risk management result; factual verification status is unchanged.
- Practice environment
- Practice account. This supports preparation, not proof of capital protection.
Customer support
19.1/ 20 contributionThis allocation reflects XTB's documented profile features listed below. Relative feature emphasis is balanced to preserve the existing 93.5-point total. It is an editorial allocation, not an independently measured customer support result; factual verification status is unchanged.
- Support and learning review
- Existing offering-resource review: 18/20. It covers published resources, not measured response quality.
- Help and learning references
- 2 linked references in the existing profile.
Trading costs
19.2/ 20 contributionThis allocation reflects XTB's documented profile features listed below. Relative feature emphasis is balanced to preserve the existing 93.5-point total. It is an editorial allocation, not an independently measured trading costs result; factual verification status is unchanged.
- Account-pricing structure
- Existing pricing/account-model review: 23/25. This is separate from measured trading cost.
- Published charging basis
- UK Standard CFD: USD 0 forex commission
- Account choices
- Live trading / investing account / Practice account. More choices do not automatically mean lower costs.
Reputation
18.2/ 20 contributionThis allocation reflects XTB's documented profile features listed below. Relative feature emphasis is balanced to preserve the existing 93.5-point total. It is an editorial allocation, not an independently measured reputation result; factual verification status is unchanged.
- Company-record traceability
- XTB Limited; existing register-check status: pending. This is not a clean-history certification.
Our combined assessment
Reference assessment + FactFX assessment
External reference assessment 50% + FactFX assessment 50%. The FactFX component is an administrator-assigned judgment with a written rationale. No firsthand trading or withdrawal test is claimed.
External reference assessment
50% weightA dated brand/group trust and regulatory reference, normalized to the common scale. It is separate from account-specific authorization, pricing and live trading performance.
FactFX assessment
50% weightThe integrated web/mobile platform, chart and order controls, practice access, and UK investing/CFD choices form a coherent offering without needing multiple platform brands. Its knowledge base and account-fee guide are substantial, while investing thresholds, conversion costs and inactivity conditions require the user to select the appropriate product and fee treatment.
FactFX assessment · 92 / 100
The integrated web/mobile platform, chart and order controls, practice access, and UK investing/CFD choices form a coherent offering without needing multiple platform brands. Its knowledge base and account-fee guide are substantial, while investing thresholds, conversion costs and inactivity conditions require the user to select the appropriate product and fee treatment.
Editorial assessment with a written reason. Contribution to the final score: 45.5 / 100.
FactFX 2.1 · Reference assessment dated 2026-10-07
Brand/group reference combined with a FactFX assessment; not account-specific authorization or a measured execution-quality score.
Profile references
FactFX summaries organize provider-published account, platform and product information. No live execution, withdrawal or customer-service test is claimed.
- Source / usage basis
- Original factual summaries of linked public primary sources. Brand-identification assets have separately recorded provenance and belong to their respective owners. No review prose or customer reviews reproduced.
- Assessment status
- 93.5 / 100
XTB: regulation & licensing
The documented authority, licence reference and scope of this record review.
- Documented company
- XTB Limited
- Authority / edition
- FCA · UK
- Reference
- 522157
- Record review
- Current status pending
Scope of this check
Current official-register status could not be retrieved. This is an incomplete check, not a finding of no authorization.
An incomplete check is not a finding of no authorization. A score is not a safety certification.
Regulatory resourcesXTB: trading accounts
Account options, charging models and the terms that shape your trading costs.
The UK fee schedule separates CFD and investing charges, including spreads, currency conversion and inactivity conditions. CFD execution is listed without trading commission.
Live trading / investing account
Practice account
Your cost checklist
Review these items in the current account schedule. This checklist is not a quotation or confirmation that every charge applies.
Account scope
UK edition. CFD and investing charges have different conditions; check the product-specific schedule.
XTB: platforms & tools
Explore the platforms and tools in the documented offering.
Own web and mobile platform with charting, position controls and a learning area.
XTB web platform
Listed platform optionXTB mobile app
Listed platform optionMarkets in the documented offering
Availability depends on the account, product and regional edition.
Explore platform featuresXTB: published terms
Explore the available account-specific terms and their scope.
Spreads & commissions
| Account / edition | From spreadpips · advertised minimum | Average spreadpips · published sample | Commissionoriginal charging basis |
|---|---|---|---|
| UK Standard CFD | 0.8 | — | USD 0 forex commission |
Conversion and other account charges are separate.
— means unavailable. Variable pricing; this is not a live quote.Referenced edition
Provider guidance states no deposit bonus for this edition.
Offer information is separate from the final assessment; no automatic bonus points are added.XTB: frequently asked questions
What does the XTB review cover?
XTB combines CFD trading and stock and ETF investing through its own web and mobile platform. Its UK platform materials describe charting, position controls and an integrated learning area, while a separate account guide explains its pricing structure.
Which trading platforms does XTB list?
The documented offering lists XTB web platform, XTB mobile app. Platform availability depends on the selected account, product and regional edition.
How are XTB trading costs structured?
The UK fee schedule separates CFD and investing charges, including spreads, currency conversion and inactivity conditions. CFD execution is listed without trading commission. UK edition. CFD and investing charges have different conditions; check the product-specific schedule.
What regulatory information is available for XTB?
Documented company: XTB Limited. Authority / edition: FCA · UK. Reference: 522157. Current official-register status could not be retrieved. This is an incomplete check, not a finding of no authorization. A profile score is not a regulatory approval or safety certification.